Insights IAS, a UPSC exam‑preparation platform, published a medium‑difficulty analysis titled “How has digitalisation improved the delivery of welfare transfers in India? What safeguards are necessary to prevent technology‑driven exclusion?” The piece surveys e‑governance applications, models, successes, limitations and future potential for Q3 candidates.
The analysis highlights that digital tools have accelerated and broadened the reach of welfare payments, but also warns that dependence on technology can marginalise beneficiaries lacking digital access or literacy, making safeguards essential to prevent exclusion.
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